Health Insurance is a Family Matter (2002) / Chapter Skim
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Executive Summary
Executive Summary
Pages 1-11
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In this report the Committee examines two sets of literature, one concerning the relationship between health insurance status and the health of pregnant women, infants, and children and the other on whether having an uninsured member in the family can have a deleterious effect on the family as a whole.) The Committee acknowledges that it may take more than simply providing insurance coverage to have a positive health impact.
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· Because parents act as the health care seekers and decision makers for their children, does being uninsured affect their functioning in that capacity? What if their children have no health coverage?
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and another third have incomes between 100 percent and 200 percent FPL.3 The fact that many of the parents are uninsured is significant because parents obtain health care for their children. Even if their children may be eligible for coverage or are actually enrolled, children are dependent upon their parents' enrolling them in public programs and taking them for treatment.
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A parent's own use of health services is a strong predictor of their children's use. Uninsured parents are more likely to have negative experiences with the health system than are those with insurance, and this may affect their perception of the value of health care and their willingness to take their children for needed care.
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Uninsured families do not have the expense of insurance premiums and are less likely to use any health care services; but those who do generally use fewer services. Paradoxically, uninsured families are also more likely than insured ones to face health costs that are high relative to their income.
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Research to further clarify the relationships between health insurance, family health, and emotional well-being is needed. HEALTH-RE - TED OUTCOMES FOR CHILDREN, PREGNANT WOMEN, AND NEWBORNS It is important to examine the relationship between the insurance status of children and pregnant women, their use of health care, and ultimately their health q
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Uninsured children use medical and dental services less frequently than do insured children, even after taking into account differences in family income, race and ethnicity, and health status. Children with gaps in health insurance coverage are less likely to have a regular source of care and are less likely to see a health care provider when their parents believe they need one than are children with continuous coverage.
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In the United States there are more than 38 million uninsured individuals and an additional 20 million insured individuals who live in a family with one or more persons who lack health insurance. This means that approximately 58 million people, fully one-fifth ofthe U.S.
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