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The Impacts of Natural Disasters A Framework for Loss Estimation (1999) / Chapter Skim
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4 Conclusions and Recommendations
Pages 45-48

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From page 45...
... Losses include direct physical destruction to property, infrastructure, and crops, plus indirect losses that are the consequence of disasters, such as temporary unemployment and lost business. Costs typically refer only to cash payouts from insurers and governments.
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From page 46...
... Whatever agency is selected should be given sufficient resources to accomplish this assignment. The recommended loss estimate data base would be compiled from many sources, including organizations such as Property Claims Services anti the Institute for Business and Home Safety (which compile data on paid insurance claims)
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From page 47...
... INDIRECT LOSSES: MODELING THE LOSSES AND CONSTRUCTING A LOSS DATA BASE Indirect losses in natural disasters stein from the consequences of physical damage (direct losses)
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From page 48...
... The federal government and private sector should combine their knowledge and data in providing better estimates of direct losses. The federal government must mount and back a significant data collection and research effort if better estimates of losses due to disasters are to be compiled, especially indirect losses.
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Key Terms

  • indirect loss
  • direct losses
  • loss data
  • economic losses
  • natural disasters

  • loss estimates
  • physical destruction
  • physical damage
  • disaster mitigation
  • losses due

  • secondary data
  • direct loss
  • include direct
  • largest current
  • remain poorly

  • emergency response
  • directly physical
  • compile indirect
  • loss estimation
  • limited sources

  • involves uninsured
  • recent disasters
  • coordination program
  • including organizations
  • indirect economic

  • detailed primary
  • especially indirect
  • emergency responses
  • spread widely
  • federal disaster


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